What is postdating a check mean
Any check that's properly made out and has your signature is treated as legal tender, and the bank is free to hand over the money to the holder of the check.
There is, however, one situation in which a bank can be held liable if they cash a post-dated check too soon.
There's a common misconception that banks will not or cannot cash checks until the date written on the check. A bank can cash a check as long as it has no reason to believe it won't clear or unless it believes that the check is fraudulent.
Many checks have notices on them such as "void 90 days after check date." The "void by" date may or not be enforceable.
It appears to the right of the issuer contact information.
Any void notices listed on the check and check expiration time period is based on the date written.
That’s when you notify the bank ahead of time that you've written a post-dated check and they shouldn't cash it until the date you've indicated. You'll need to give the bank a good description of the check, including the check number, the payee and the amount.
No costs shall be charged to the county in such dismissed cases.
It is unlawful for any person, firm, or corporation to draw, make, utter, issue, or deliver to another any check, draft, or other written order on any bank or depository, or to use a debit card, for the payment of money or its equivalent, knowing at the time of the drawing, making, uttering, issuing, or delivering such check or draft, or at the time of using such debit card, that the maker or drawer thereof has not sufficient funds on deposit in or credit with such bank or depository with which to pay the same on presentation; except that this section does not apply to any check when the payee or holder knows or has been expressly notified prior to the drawing or uttering of the check, or has reason to believe, that the drawer did not have on deposit or to the drawer’s credit with the drawee sufficient funds to ensure payment as aforesaid, nor does this section apply to any postdated check. It is unlawful for any person, firm, or corporation to obtain any services, goods, wares, or other things of value by means of a check, draft, or other written order upon any bank, person, firm, or corporation, knowing at the time of the making, drawing, uttering, issuing, or delivering of such check or draft that the maker thereof has not sufficient funds on deposit in or credit with such bank or depository with which to pay the same upon presentation.
A violation of the provisions of this subsection constitutes a misdemeanor of the first degree, punishable as provided in s. 775.083, unless the check, draft, debit card order, or other written order drawn, made, uttered, issued, or delivered is in the amount of 0, or its equivalent, or more and the payee or a subsequent holder thereof receives something of value therefor. However, no crime may be charged in respect to the giving of any such check or draft or other written order when the payee knows, has been expressly notified, or has reason to believe that the drawer did not have on deposit or to the drawer’s credit with the drawee sufficient funds to ensure payment thereof. As used in this section, the term “debit card” means a card, code, or other device, other than a check, draft, or similar paper instrument, by the use of which a person may order, instruct, or authorize a financial institution to debit a demand deposit, savings deposit, or other asset account.
Banks also may honor postdated personal checks prior to the date indicated as long as they believe it to be a valid check.
A check's date is the date written or printed by the issuer on the face of the check.
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If you’re running a little short of cash before payday, yet you need to pay a bill, you may be tempted to solve the problem by writing your check, but dating it for after the day you get paid – when you know you’ll have money in the bank.